Virginia requires uninsured motorist coverage on auto policies. When the at-fault driver has no insurance or too little, your own UM/UIM coverage can step in to pay your damages.
Why UM/UIM Matters in Virginia
Stacking and Limits
The amount available depends on your policy limits and how coverage stacks. Reviewing the policy carefully often reveals more coverage than victims expect.
Don't Settle Before Checking Coverage
Accepting a quick settlement from the at-fault driver's insurer can jeopardize your UIM claim. An attorney coordinates both to maximize total recovery.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Virginia attorney.