Coverage depends on the driver's status: app off, app on waiting for a ride, or actively transporting a passenger. Each phase triggers different insurance, including large policies during active trips.
Rideshare Insurance Phases
If You're a Passenger
Injured passengers can typically pursue the rideshare company's coverage, which is substantial during a trip. Determining the right policy is the key challenge.
If You're Another Driver or Pedestrian
When a rideshare driver hits you, identifying the active phase determines which coverage applies. An attorney untangles these layers.
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This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Virginia attorney.