Even a polite 'I'm sorry' can be twisted into an admission. Under Virginia's contributory negligence rule, that can be fatal to your claim.
Admitting Fault at the Scene
Delaying Medical Care
Gaps in treatment let insurers argue you weren't really hurt. Seek care promptly and follow your doctor's advice.
Giving a Recorded Statement
Recorded statements to the other insurer are frequently used against you. You usually don't have to give one.
Posting on Social Media
Insurers monitor social media for anything to dispute your injuries. A single photo can undercut your claim.
Accepting the First Offer
Early offers are typically lowball figures. Once you sign a release, the claim is over.
Waiting Too Long
Virginia's two-year deadline — and shorter government deadlines — can bar late claims. Evidence also disappears with time.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Virginia attorney.